Superannuation is a way to save for your retirement. 

The money comes from contributions made into your super fun by you employer, and toped up by your own contributions. Occasionally, the government will add to your super fund through co-contributions and low income super contribution. 

In Australia, we have a Super Guarantee, which ensures employers  pay 9.5% of your salary into a super fund. This is a legal requirement, which will gradually increase in the coming years to 12%. 

Over the course of your working life, these contributions from your employer will 'accumulate'. Your super money is also invested by your super fund so it will continue to grow over time. When you retire, you will have money to live off - a nest egg. 

Super is a lifetime investment that has many benefits. 

The more you save, the sooner you can stop working!


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